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Our History

Our History

DecisionMetrics was formed in 2004 by a team of Credit Risk and Analytics experts with many years collective experience.

The objective of the business was to be always ‘Adding Value Through Analytics’ and based on the belief that decisioning best practice should dictate the use of multiple data sources to facilitate more robust decisions.  

A barrier to utilising multiple data sources was the monopolistic relationship users of bureau data were tied to. Any change would be costly due to the knock on effect on decisioning systems and policies. This heavy reliance on the incumbent data provider created a 'single point of failure' risk and also led to limited commercial leverage for lenders.  

DecisionMetrics has proven that its multi-bureau approach adds significant value, enabling increases in acceptance rates together with reduced levels of credit risk and over-indebtedness whilst at the same time creating a truly independent decision platform.

DecisionMetrics is now part of the Transunion Information Group, following its acquisition in 2007, but operates independently from the Transunion credit bureau business. We continue to offer scoring and multi-bureau decisioning solutions and the impartial advice clients require to make the best collective use of the different data and value added services available from the three UK credit bureaux.

Our differentiator in the marketplace remains our ability to develop bureau independent decisioning solutions.  This enables our clients to have greater flexibility and commercial leverage with their bureau data providers and facilitates best in class credit / risk strategies and policies.

© 2018 DecisionMetrics Limited. Registered in England and Wales with company number 5202547
Registered address: One Park Lane, Leeds, West Yorkshire, LS3 1EP.